They know how the system works... do you?
The answer below is based on material in the Auto Accident Survivor's Guide for BC. A more complete discussion of this topic is in the book. See Table of Contents and Book Index for topics covered in the book.
I didn't realize I'd been injured until a month after my accident. Can I still get accident benefits from ICBC for my injury?
In general, to eligible for accident benefits your injuries or disabilities must arise - and be documented by a doctor - within 20 days of your accident. However, this time limit may be waived if you can show that your injury or disability was caused by the accident.
ICBC may refuse to provide you with accident benefits if you didn’t notify them of your accident promptly, give them a written statement within 30 days, and apply for accident benefits within 90 days. However, you shouldn’t be denied benefits unless your failure to comply with these time limits has placed ICBC at a disadvantage in dealing with your claim. You may need to take ICBC to court to prove your accident caused your injuries and you’re entitled to accident benefits.
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File a claim for every accident you’re in. You can decide later whether to pursue this.
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ICBC may refuse to provide you with accident benefits if you didn’t notify them of your accident promptly, give them a written statement within 30 days, and apply for accident benefits within 90 days.
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