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They know how the system works... do you? Frequently Asked Questions: Insurance I was partially at fault in my accident. Am I entitled to accident benefits and compensation from ICBC if I was injured? Most people injured in auto accidents in BC are entitled to no-fault accident benefits. As long as you weren't solely at fault, you can also initiate a tort claim for damages against a driver whose negligence contributed to the harm you've suffered. You may have to go to court to ...more >>
Reporting your accident to ICBC isn't the same as filing a claim for benefits or damages. These are separate processes. You can only file a claim online or by phone if you weren't injured and the accident wasn't a hit-and-run. To file a claim for accident benefits, you need to ...more >>
You don't have to meet with an adjuster even if you have an injury claim. If you hire a lawyer, ICBC won't be allowed to contact you directly - all communications will go through the lawyer. Always have a witness with you when you meet with anyone from ICBC. This can be a ...more >>
If you were solely at fault in your accident, settling your claim basically means being reimbursed for accident-related expenses that should be covered as a no-fault accident benefit; getting total disability (wage-loss or homemaker) benefits you're entitled to but haven't received yet; and buying out your right to future accident benefits ...more >>
Any ICBC decision can be disputed. If you're unhappy with a decision made by your adjuster, the Low Velocity Impact Committee or any ICBC staff person or department, you can speak to a claims supervisor at the office involved. Lawyers strongly suggest that you NOT use ICBC's internal review process to resolve disputes ...more >>
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Don't attempt to deal with ICBC on your own without first reading the Auto Accident Survivor’s Guide!
Never cash a cheque from ICBC without written confirmation of what it’s for. By cashing an ICBC cheque, you may be closing your claim without intending to. . |